Where to find the cheapest seaside homes in Scotland
Prices for coastal properties are rising faster than the British average
Last updated 5th Apr 2023
West is best for house hunters looking for a coastal property bargain as figures from the Bank of Scotland show prices increased by 11% in 2022, outperforming the average British increase.
On average, a Scottish seaside property will set buyers back around £182,488
But for those who want sea views without the price tag, Greenock commands the lowest average price of around £97,608.
It was the only location to come in with an average price under six figures, with Girvan in Ayrshire in second place at £105,410.
Take a look at the cheapest seaside locations
Greenock view
Greenock was the least expensive location to buy a seaside home out of the 209 locations analysed, according to the Bank of Scotland with the average house price of £97,608
Girvan harbour view
Girvan, in South Ayrshire, with its working habour came out as the second cheapest with an average price of £105,410
Millport view
Capital of the Isle of Cumbrae, in the Firth of Clyde, the average property price in the popular day trip resort of Millport came in at £111,381.
Saltcoats beach view
With views across the Firth of Clyde to the Isle of Arran, and stunning sunsets, the average seaside home in the Ayrshire town of Saltcoats cost £116,414.
Four of the top five cheapest are in the west of Scotland, with Millport, on the Isle of Cumbrae, and Saltcoats on the list.
A tale of two coastlines
Graham Blair, mortgages director at Bank of Scotland, said: "It's undeniable that much of Scotland's coastline is truly breathtaking, and it's easy to see why the pretty seaside town of North Berwick is still Scotland's most expensive seaside location for house hunters.
"However, many of Scotland's coastal towns have average house prices that are much lower.
"While many things can influence the price of a home, socio-economic factors are perhaps playing a greater role in some coastal locations.
"While there are doubtless many property hot spots, a sea view isn't necessarily supporting house prices in Scottish towns most in need of investment."